XFOC is the bank's next-generation blockchain solution that will provide services needed globally, and you can open a bank account online. Synchronization will be equipped with a dedicated XFOC APP application and wallet to facilitate the management of bank accounts that store multiple currencies and cryptocurrencies. Banks that support XFOC will have SWIFT codes. As such, it allows cash deposits and withdrawals at banks around the world, and wallet users will get a cash card. This card allows cash withdrawals at banking partners worldwide. XFOC also plans to participate in the QR code payment business, so that this wallet-based payment method can be used in stores and stores around the world, and the XFOC token is expected to be used by banks starting in the spring of 2020.