USDA (USD for Asia Pacific) is a US dollar 1:1 anchored stable currency issued by the Asia Pacific Digital Bank (APDB), 100% supported by APDB's 1 billion US dollar reserves. USDA applies the latest blockchain 3.0 technology to ensure the safety and stability of the entire currency system, thereby ensuring the rights and interests of users. It can break through currency restrictions between different countries and regions, directly anchor the US dollar, reduce exchange losses and processes, and break encryption The dimension wall between currency and traditional currency makes the circulation of funds more free and convenient.

Vision Mission

USDA takes the mission of jointly building a stable digital currency market financial ecosystem in the Asia-Pacific region. Since its inception, it has focused on the issuance and management of US dollar digital stable currency in the Asia-Pacific region and the digital banking and financial services of the blockchain. USDA aims to accelerate currency circulation among countries in the Asia-Pacific region and even the world, provide users with a stable counter currency against Bitcoin, and provide support for cash exchange and current untrusted wallet value audits. An alternative proof of solvency. USDA promises to convey to users the characteristics of USDA's non-existence of over-limit currency issuance through the most fundamental decentralized and transparent operation model based on the blockchain, so as to ensure the stable value of USDA.

Core technical advantages

Peer-to-point transaction
USDA realizes point-to-point direct exchange through unique technology, and its core is the information interaction of decentralized agents. USDA verifies trust of ownership through digital signatures. In fact, it uses algorithms to solve the peer-to-peer trust problem in transaction processing. That is, the integrity and authenticity of transactions can be realized through encryption algorithms, the mandatory automation of trust execution can be realized through smart contracts, and the source of trust in the value transfer process can be realized through structural design. At the same time, credit creation and trust establishment are completed in the payment system through consensus-based mathematical methods.
Settlement is convenient and efficient
For USDA, the application of blockchain technology to payment greatly simplifies the existing complex payment process, and the platform supports users to recharge various digital currencies into their wallets. It does so through centralization and decentralization, which increases security and allows for computing power over massive amounts of data.
Through USDA's unique payment and settlement system, the long-standing payment problems in the traditional industry will be solved in a targeted manner, and the payment will become faster and the threshold will be lower. And the improvement of settlement efficiency has made qualitative changes in the upstream and downstream of the entire industrial chain!
Powerful public chain system
Compared with other projects, USDA's public chain system has huge advantages and convenience.
Can coexist with the traditional central data system: It can carry out secondary business development without changing the existing centralized system, and can realize the coexistence of new services and original services, seamless switching or overall migration. In the actual scenario of blockchain application landing, how to achieve a more friendly upgrade and switching is the key.
Visual smart contract generation template: USDA provides an open smart contract template, an open industry contract template library, and a smart contract generator for operators, which greatly reduces the threshold and
flexibility of smart contract formulation. This will allow more developers to join the USDA ecosystem.
Can be integrated with the mainstream technology architecture: USDA's application development can be compatible with the current mainstream technology architecture, adapt to the original technology framework of various industries, and save the cost of migration.
System operation and maintenance automation: Through node privatization deployment, node operation and maintenance automation can be realized, and services on the chain can be started in seconds, improving efficiency and saving manpower.
Perfect developer tools: support USDA development kit interface API, community-certified developers can easily call various functions and resources on the chain, and successfully develop various DAPPs to target specific market conditions.

Main application scenarios

Financial Investment
The USDA stable digital currency platform can provide users with diversified encrypted digital financial management services. Investors can deposit USDA in their hands into the USDA fund pool, and transfer Earn a certain percentage of USDA wealth management return by accumulating the investment time. The cryptocurrency investment management team of the USDA stable digital currency platform is dominated by senior Wall Street financial professionals who have been exposed to the blockchain earlier, and manage assets for USDA.
OTC over-the-counter transaction
The main place for most users to buy cryptocurrency is the major trading platforms, and there are so many currencies in the major trading platforms, it is often difficult for users who trade for the first time to choose Appropriate currency as the first step in your own investment. Using USDA as a bridge, when a user wants to buy cryptocurrency, he generally goes through the following process: buy USDA through an off-site C2C channel, transfer USDA to a currency trading account, and buy what he wants to buy on an exchange that supports USDA digital assets. And when the user wants to cash out, he only needs to exchange the digital currency into USDA and then sell it through the C2C channel.
Digital currency exchange certificate
At present, the most common trading pairs in major exchanges are mainly BTC, ETH, EOS, BCH and platform currency. Compared with unanchored cryptocurrencies, using USDA as a trading pair is more convenient for people to convert funds into stable coins to avoid risks. At the same time, for investors who aim to earn legal currency, the USDA, which is anchored 1:1 with the US dollar, is not only more convenient for buying and selling, but also more abundant in trading scenarios.
Asset shock stabilizer
When the user predicts that the market will fall in the future, the cryptocurrency can be converted into USDA for value preservation to ensure that they have flexible encrypted assets for bottom hunting needs. Based on the characteristic of USDA, users will spontaneously buy USDA to preserve value when the currency price rises sharply; sell USDA to buy bottom when the currency price plummets, so as to stabilize the cryptocurrency market from a macro perspective.
Offline Payment
The value of USDA is relatively stable and can be used as a hard currency for fund payment to a certain extent. USDA has a wide range of scenarios as a means of payment, including not only cross-border fund transfers, but also salary payment, shopping malls, etc. At present, the USDA management team has gradually implemented USDA's offline payment channels in the Asia-Pacific and its surrounding areas, and the USDA wallet may become the digital world Alipay in the region.
Cross-border bulk transactions
Economic globalization has made cross-border payments more and more common. For the sake of foreign exchange security, a series of procedures are required in the process of cross-border payments. It is necessary to go to the website of the State Administration of Foreign Exchange for approval, fill in the overseas remittance form, etc. It usually takes 3 to 7 days to complete the transfer after successful processing. Through the USDA digital currency platform, users can not only use USDA to save the time consumed by this cumbersome process, but at the same time, the transfer fees charged by USDA are also much lower than traditional financial channels. Therefore, cross-border payment and bulk trade are undoubtedly the core application scenarios of USDA.
Global Legal Currency Exchange
As an institution focusing on digital financial services in the Asia-Pacific region, the Asia-Pacific Digital Bank (APDB) was established by core members of Wall Street's established financial institutions. It has a complete ecosystem and Huge user base. In the future, users can use USDA to realize global fiat currency exchange through the Asia-Pacific Digital Bank (APDB) according to the real-time exchange rate, completely solving the shortcomings of low efficiency, cumbersome process, and large loss of exchange between fiat currencies. The practicality of USDA will be greatly improved through the global fiat currency exchange function, and users can actually enjoy the efficient and convenient services brought by this function.