T Chat Pay (TCP for short) is an E-Money payment license issued by the Bank of Thailand (BOT), and its business covers online payment and offline payment licenses throughout Thailand; it issues a full-featured Bangkok Bank co-branded bank card and credit cards; provide users with microcredit loan business; provide living bill payment services for 200 local institutions in Thailand; provide shopping malls and small and medium-sized enterprises with store membership stored value card functions, offline currency exchange stores and instant online currency exchange, etc.

Mission and Vision

T chat pay is committed to providing the public with a safe, convenient and efficient digital asset trading platform. By opening up the connection between digital assets and the physical world, everyone can easily use digital assets anytime, anywhere, and enrich Application scenarios to promote its service to business progress and social development.

Project advantages

One-stop management
T chat pay manages a variety of digital assets in a unified way through a wallet APP, while reducing the burden of user management, it also provides wallet services for new projects Support, allowing the project team to focus more on core services.
Multiple Security Guarantees
T chat pay provides multi-signature technical guarantees and two-step authorization verification. Users can choose verification methods such as mobile phone verification codes, fingerprints, and face recognition when transferring funds , to ensure the security of digital currency assets in an all-round way.
Multi-language support
T chat pay wallet APP plans to support multiple languages ​​in mainstream digital currency markets such as Chinese, English, Thai, Japanese, Korean, etc., to create a world-class wallet application scan Clear language barrier.

Application scenario

Cross-border e-commerce shopping——When users shop on overseas e-commerce platforms and need to pay for orders in foreign currency, they only need to bind the physical or virtual card to the corresponding e-commerce platform account, and the payment can be realized. Recharge the bank card with digital currency, and then use the bank card to complete the payment;
Overseas travel consumption——When the user travels abroad, use digital currency to recharge the physical bank card with T chat pay, and then you can spend overseas and foreign currency Withdraw cash, thus avoiding the trouble of currency exchange;
Cross-border remittance - whether it is because of studying abroad, working, or doing business, you need to transfer money at home and abroad, you can use the digital wallet through T chat pay For currency transfer, the other party can consume or withdraw cash in real time locally, and the transfer speed and rate are much better than traditional service providers.

Technical Overview

Zero-Knowledge Proof Zero-Knowledge Proof
Zero-Knowledge (Zero-Knowledge Proof) It refers to the fact that the prover can , to convince the verifier that a certain assertion is correct. And T chat pay uses zero-knowledge proof technology to complete cross-chain and cross-smart contract technology.
SHA512-ZERO algorithm encryption technology
SHA (Secure Hash Algorithm, translated as Secure Hash Algorithm) is designed by the US National Security Agency (NSA), and the US National Institute of Standards and Technology (NIST) ) published a series of cryptographic hash functions. Through the customization of the SHA512 encryption technology, the SHA512-ZERO encryption technology exclusively used by T chat pay has been developed to ensure the data security of the T chat pay network.
Ring Topology Hub Ring Topology Relay Technology
T chat pay's Ring Topology Hub technology connects multiple chains to one Hub, allowing digital asset terminals to easily realize one-click cross-chain and convert. The advantage of the ring is that the resource consumption of the topology is much smaller than that of the star and the tree. It may not be obvious if there are few nodes and the distance is short, but the advantage of the ring network will be obvious if the distance is long and there are many nodes.
TCPBLOCK technology engine
T chat pay's original TCPBLOCK technology engine allows light wallets to truly achieve the lightest purpose. At present, a huge problem of light wallets is to receive the block BLOCK information of the blockchain network. Since the blockchain network achieves data security through data synchronization redundancy, the network requests of light wallets occupy a large amount of network bandwidth.
Our design idea is to let the blockchain browser become our block BLOCK data source, and we no longer synchronize the block BLOCK data. Using the data source of the blockchain browser will bring about a problem, that is, how can the correctness of the data source be guaranteed. We have adopted the design architecture of the BCBP (Block Chain Browser Pool) blockchain browser pool.

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