STACK is a revolutionary new model of personal finance, providing a more efficient way to make consumption, storage, and transfer more convenient, and free, aiming to create a global and replace traditional banks' business. STK can directly conduct real-time offline (POS) transactions through the user's private cryptocurrency wallet. STK tokens are used for trading, marketing, optimization solutions, rewards, and more.

Project Vision

What STK Global Payment will achieve is to create a globally universal business that can replace traditional banks. By using STK tokens, you can store funds safely and trade in any currency, including cryptocurrencies. All operations can be done through the STACK application installed on your smartphone. STACK's Shuyu Wallet can replace the traditional bank card model, allowing you to complete payment transactions in any type of currency anywhere in the world.

Project Solution

1. Merchants have low acceptance of cryptocurrencies
STACK has reached a partnership with the existing payment network, which will prompt crypto wallets to be accepted by 39 million merchants in the future.
2. Instant settlement of sales points
Generally speaking, every transaction needs to be written directly to the blockchain, and the blockchain consensus takes a long time. STACK will optimize this process: it creates a status channel between the consumer and STACK, and the consumer's transactions will be settled through the STK's liquidity pool, and merchants can receive payments instantly. At the same time, the status channel ensures that transactions are recorded on the blockchain.

Competitive Landscape

Unlike other crypto payment solutions, STACK also offers alternative financial services in local currencies. Our digital local currency account is the key to the widespread acceptance of cryptocurrencies. In addition, the platform is concise and clear, has a good user experience, and can experience mainstream financial services and other new features. STACK is currently in beta testing stage, and mobile mobile payment functions are included.

STACK's Financial Services

STACK is a revolutionary new model of personal finance, as its platform is accessible worldwide. At the same time, STACK provides a free management model for traditional financial management, making consumption, storage and transfer more convenient. Any currency is supported anywhere, and it can be done with your phone. By sharing transaction stories that occur at important points in time and providing personalized and faster solutions to personal financial goals, STACK is creating a user community. The community will use it to share offline trading experiences and trading stories, and provide real-time trading solutions through personalized services.
The current FinTech ecosystem is still relatively scattered as a whole. Different types of companies are distributed in different fields, providing relatively single solutions (such as loan markets, financing, payments, international remittances, P2P remittances and blockchain, etc.). STACK's goal is to become a comprehensive new channel for personal financial planning. In addition to cryptocurrency wallets, STACK creates a positive and sustainable relationship between users and their funds. Currently, no similar financial products in the market have the same competitiveness.
The free currency service provided by STACK to its members include:
• Real-time conversion from cryptocurrency to local fiat currency during offline transactions
• Quick payment feature for STACK mobile apps and participating third-party mobile wallets
•Multi-currency wallet (supports cryptocurrencies and fiat currencies)
• Chip-and-PIN EMV card
• Share the important moments on STACK World Stream
• ATM withdrawal
•Special and efficient service to achieve your financial goals faster
Each STACK account includes a STACK prepaid card as a supplement to STACK Shuyu wallet. STACK prepaid cards and digital wallets can be paid at 39 million sales points in more than 200 countries around the world. This is achieved through us and partners with a global payment network. At the same time, users and enterprises can seamlessly transfer their blockchain assets and maintain high transparency. This high transparency is exactly what centralized solutions do not have.

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