Peculium is a revolutionary savings platform that seamlessly integrates the traditional savings economy and the digital cryptocurrency market through Ethereum blockchain smart contracts, automated machine improvement, artificial intelligence (AML-AI) and big data analysis. Peculium has become a bridge between the traditional economy and the new era of encryption economy, reducing many barriers, reducing volatility, improving reliability, and creating mutually beneficial results. Whether you are an individual or an institution, Peculium can help you achieve the best risk-benefit ratio for digital cryptocurrency investment. Pécule (PCL) means "saving" in French. PCL is a utility token on the Peculium platform, which is used to pay for products related to the artificial intelligence engine AIEVE.

1. Project ecology

The entire Peculium system is composed of the following systems:
AIEVE (Peculium's artificial intelligence algorithm): Based on this, the Peculium project intends to make cryptocurrency investment as safe as bank deposits, and to predict market fluctuations benefit from.

Crypto asset management products (Singulus, Alterus, Solidus): Serving individual users and institutions, with varying degrees of autonomy in asset management, ranging from fully autonomous (suitable for users and investors) to highly customizable (suitable for professional traders, large corporations, and brokers interested in offering custom plans to their clients). The platform will allow real-time monitoring and management of crypto assets.

1. AIEVE

AIEVE is powered by Peculium and is backed by state-of-the-art big data and machine learning technologies combined with blockchain data sources. AIEVE has the following technologies:

AIEVE is divided into three stages, as follows:

2. Encrypted asset management products

The business model of the project is as follows, including three products:

All of these products use AIEVE, an artificial intelligence algorithm for predicting market prices.
SINGULUS and ALTERUS are fixed-term contracts of encrypted assets. AIEVE provides on-demand investment advice - with the help of this feature, investors make transactions on their own.

SINGULUS is a self-management product, users decide to use/follow AIEVE recommendations. Wallet (Personal Savings) SINGULUS has the following features and functions:
•Mobile App for cryptocurrency savings
•Personal Savings
•Self-management
•Easy to use
•Risk management

2. Token distribution plan

Assuming token prices during the crowdsale, 20 billion tokens is the total supply. Private placement accounts for 5% or 1 billion tokens, and early investors can enjoy 50% of the bonus.
ICO pre-sale + ICO accounted for 25%, or 5 billion tokens, and investors will get the tokens within a week after the end of ICO.
CCO 55%: exclusive sale to institutional investors at market price (base price at 0.01 Euro).
ICO unsold tokens will enter the CCO stage. According to the total supply at the end of CCO, the team holding ratio may change, but we will try to ensure that it accounts for about 15% of the total supply.
Only 40% of holder tokens will be distributed to holders at the end of the ICO. The other 60% will be distributed at a rate of 10% per month.