JinZu is DeFi decentralized finance based on Ethereum digital assets and financial smart contracts, protocols and decentralized applications (DApps). It is an open system for decentralized lending built on the blockchain. Any platform with traffic and scenarios can submit its own Dapp application to the Jin Zu gateway service as long as it is based on the Jin Zu standard. The gateway service is a centralized system. It is mainly used to serve ecological participating institutions that are unable to access Jin Zu through RPC. Access the Jin Zu ecosystem through the open API through the Gateway provided by Jin Zu.