Express loan contract (ELC) express loan contract tool is a decentralized digital asset pledge loan contract service tool based on blockchain technology. It is built by Singapore LC CHAIN ​​INTL international company and is committed to adopting a new Staking economic model , a unique and perfect incentive plan and a global credit reporting system, building a point-to-point, highly mutual trust, and transparent financial lending infrastructure is an innovative revolution for traditional finance and a root solution to eliminate the pain points of the traditional lending industry plan.