Bnext is Spain's leading financial platform with a Web 3.0 strategy that utilizes its product releases on the blockchain to innovate better, cheaper, and faster products. Bnext plans to expand its operations to Latin America, launching the strategy by occupying market share of the remittance channel between Spain and Latin America ($18 billion per year). With our crypto-remittance patented products, supported by the Algorand agreement (including product development and substantial equity investment), Bnext plans to disrupt this multi-billion dollar market by offering the cheapest (1.5% fee) and the fastest (5 seconds) way to send money to Latin America and provide a first-class user experience. Bnext launched IEO in March 2022, becoming the first and only financial platform to issue tokens and the second largest token in Spain. Using B3X as the company's growth driver, practical tokens will provide token holders with unparalleled benefits, helping to increase buying pressure. Bnext has an amazing number of effective practicality (+10) when facing TGE, and the release of new products focuses on practical types and levels. Bnext also has an electronic currency issuer license issued by the Spanish Bank and has passed a license throughout the EU. In addition to offering Spanish IBAN as well as virtual and physical debit cards, it also offers 7 categories of proprietary and third-party products through its market. In addition to market products, Bnext also provides the ability to buy and sell cryptocurrencies and is actively committed to creating leveraged blockchain and cryptocurrency products such as remittances, borrowing and investments. In addition, users can pay with the card at selected merchants through their loyalty program and enjoy cash back.